2025 401k Contribution Limits Catch Up 2025. Employee contribution limits go up $500 more in 2025, to $23,500 from $23,000. 401(k) contribution limits for 2025 the 401(k) contribution limit for 2025 is $23,500 for employee salary deferrals, and $70,000 for the combined employee and employer.
Starting in 2025, employees can defer $23,500 into 401(k) plans, up from $23,000 in 2024. Regular roth ira annual contribution limits apply.